www.royasrealty.com

• Homepage
• About Us
• Contact Us
• Employment
• FEATURED PROPERTIES
• Home Purchase
• Home Refinance
• JOIN OUR TEAM
• Legal
• Licensing
• LQB Consumer Portal
• Online Forms
• Our Team
• Our Team
• Pre-Qualify
• Privacy Policy
• Property Search
• Rate Disclaimer

Mortgage Library

• Mortgage Calculators
• Credit Related Articles
• Mortgage Basics - List of Mortgage Topics
• Mortgage Terminology
• Va Loans
• Mortgage Refinance
• Fha Loans
• Real Estate Appraisals
• Home Foreclosure
• Closing Costs
• Private Mortgage Insurance
• Mortgage Application Checklist
• Loan Programs
• Credit Report
• Denied Credit
• Credit Scoring
• Credit Bureaus
• What's In My Credit Report?
• Credit Scoring Uses
• Credit Scoring Model
• Improve Credit Score
• Fair Credit Reporting Act
• Credit Scoring Reliability
• VA Loan Benefits
• Multiple VA Loans
• Applying for a VA Loan
• VA Loan Disadvantages
• What is a VA Loan
• VA Approved Properties
• Who is Eligible for a VA Loan
• Refinance Cost
• Refinancing Before Moving
• What are Loan Points
• Late Credit Card Payments
• Choosing Lender
• Finding Best Mortgage Deal
• When to Refinance
• Lock Interest Rate
• Points to Lower Interest Rate
• Credit Impact on Loan Qualification
• Bankruptcy and FHA Loans
• What is an FHA Loan
• Documents Needed for FHA Loans
• What Can I Afford
• Fha Versus Conventional Loans
• Determining Property Market Value
• Another Mortgage Company
• Assisting the Appraiser
• Appraisal Methods
• What is an Appraisal
• Why Get An Appraisal
• Who Owns the Appraisal
• Avoiding Foreclosure
• Temporary Problems
• Long Term Problems
• What is Foreclosure
• Missed Mortgage Payment
• What is RESPA
• What Happens at Closing
• Statutory Costs
• Third Party Costs
• Up Front Expenses
• Finance And Lender Charges
• PMI Cost
• Applying for PMI
• How PMI is Paid
• What Is Pmi
• How PMI Works
• PMI Companies
• History of Pmi
• Cancellation Of Pmi
• PMI and Larger Loans
• VA Loans
• FHA Loans
• Hybrid ARMs
• HARP 2 Refinance
• Balloon Mortgages
• Components Of ARMs
• Reverse Mortgages
• Fixed Rate Mortgages
• Best Program For You
• Interest Only Mortgages
• ARM Commonly Used Indexes
• Adjustable Rate Mortgages
• Graduated Payment Mortgages
• FAQ
• Truth In Lending
• Should I Lock Rate
• Loan Process

Blog

• Blog - Tips for Investing in Real Estate During A Recession
• Blog - Pro and Cons of Listing Your Home For Sale During the COVID Outbreak
• Blog - A Pocket Guide to Protecting Your Credit During Coronavirus
• Blog - Touchless Closings: Getting a Mortgage and Buying A Home With Social Distancing
• Blog - Can I Still Get A Mortgage If I Lost My Income Due to COVID-19?
• Blog - Alternatives To Forbearance for Paying Your Mortgage
• Blog - What To Do If You Can't Pay Your Mortgage During the Coronavirus Crisis
• Blog - Staying Safe from COVID-19 Scams
• Blog - Your Guide to Getting Your Stimulus Check Fast
• Blog - COVID-19 and Refinancing: Getting Access to Your Home Equity
• Blog - COVID-19 May Make Your Mortgage More Affordable
• Blog - Insider Tips for Qualifying for a Home Loan with Student Loan Debt
• Blog - Mortgage Rates are at an All-Low --Should You Refinance?
• Blog - Yes! Buying A Home With Low Credit Is Possible!
• Blog - Can I Defer a Mortgage Payment?
• Blog - The Surprising Tax Savings Of Being a Homeowner
• Blog - Home Shoppers - This Is How To Choose Your Ideal Neighborhood
• Blog - Can you back out of a home purchase offer after it's accepted?
• Blog - Breaking Down Mortgage Closing Costs
• Blog - The Ultimate Home Shopping Guide for First-Time Homebuyers
• Blog - What to Expect When Buying a Foreclosed Home
• Blog - 2020 Real Estate Trends: Is It a Good Time To Buy or Sell?
• Blog - Saving For A Downpayment: Where To Keep Your Nest Egg
• Blog - What Are Mortgage Points and Are They Worth It?
• Blog - Is It The Right Time To Get a Home Loan? Find Out Now!
• Blog - Are FHA Loans a Good Idea? What You Need To Know
• Blog - Thanksgiving Holiday Safety Tips -Please Share!
• Blog - The Advantages of a Large Down Payment
• Blog - Don't Miss Out! Avoid These Mistakes When Bidding on a Home
• Blog - Purchasing a Home Closer to Work: Is It Right For You?